Why Rising Student Housing Costs Are Reshaping University Choices in the UK

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  • Post last modified:6 August 2026

A December 2024 report from Unipol and HEPI confirmed something students already knew but universities were slow to acknowledge: the maximum student loan in England is now less than the average student rent. You read that right. The government’s own financial support package doesn’t cover your highest single cost. That reality is changing how students choose universities. And if you’re currently deciding where to study, it should change how you think about it too. The Numbers That Are Actually Driving the Decision Student rents in university-owned accommodation rose an average of 12% across UK cities between 2021/22 and 2023/24, with private…

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